Global impact
30 to 45 million
Estimated adults affected by critical illnesses each year, worldwide.
30M
45M
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Critical Illness Insurance
Here at Continental, our critical illness protection solutions go to work right at the moment you can’t. When a serious illness strikes it can have a devastating impact on almost every aspect of your life. While there is little we can do to protect ourselves against many of life’s incidents, making provision for the financial implications of critical illness is something we can all put in place. An increasing number of people across the world are being affected by diseases that not only cost a huge amount in treatment, but also leave patients incapable of retaining their jobs. This has a dramatic effect on their source of income.
Covering yourself with a life insurance policy makes sense, not only to safeguard your loved ones’ futures, but also to protect your savings and future income if you suffer a debilitating disease. In the event that you have not made adequate financial provisions, surviving a potentially fatal disease could be very stressful, and drain your savings while increasing your expenses just at the moment your income stops.
Whether you’re searching for critical illness insurance in the UAE or looking for global comprehensive coverage, our policies are crafted to safeguard you against the unexpected.
Today, people are living longer and thriving even after being diagnosed with serious illnesses, which is truly remarkable. At The Continental Group, we’ve noticed that as life expectancy increases, so does the awareness of the importance of preparing for future health needs. Longer lives mean we have more opportunities to pursue our passions and spend time with loved ones, but they also come with the need for proactive financial planning.
Insurance for critical illness provides a lumpsum payment and ensures you are financially prepared to manage medical expenses without depleting your health insurance or personal savings, allowing you to focus on enjoying a healthy and fulfilling life.
At Continental, we understand that critical illness insurance will help you to pay for uncovered medical bills and household bills. What’s more, your critical illness insurance can even provide capital to start a new home-based business if that is something you’re interested in.
We work with top-tier global and regional asset managers to bring you a refined, research-driven selection aligned with your goals, your risk profile, and the real opportunities out there.
People are living longer and thriving after serious diagnoses. Treatment and time away from work still carry real costs. Critical illness insurance provides a lump sum so you can protect savings and keep plans on track.
Global impact
30 to 45 million
Estimated adults affected by critical illnesses each year, worldwide.
UAE, 2021
55%
Share of deaths from cancer, cardiovascular disease, diabetes, and chronic respiratory disease.
Sources: WHO UAE NCD report • medRxiv study
As a trusted financial intermediary, we work with top-tier global and regional asset management firms to offer access to high-quality opportunities across asset classes, risk profiles, and geographies.
Critical illness insurance can put your mind at ease. At Continental, we will advise you of the best long-term insurance policies to cover you in the event of serious illness. In the event that you become ill, your critical illness policy will make a one-off payment. This can be used to pay for your mortgage, rent, or debts. Or you may choose to use your pay-out to make necessary alterations to your home, such as wheelchair access, should you need it.
Mutual fund investments are subject to market risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing. (Please confirm final disclaimer with Compliance.)
Types of critical illnesses that are covered under this scheme include the following:
No. Critical illness is often sold together with life insurance but there are distinctions. Please check with your expert Continental adviser about the details of your policy.
A yearly renewable term, YRT, policy has no specified term and is renewable every year, without the need for fresh evidence of your insurability. However, you need to be aware that while the premiums on a YRT policy begin low, they tend to increase annually, and your age is always taken into consideration.