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Bespoke Financial Solutions
We have remained a family run, client first organization building lifetime relationships with private clients and families for over 3 decades. And we are backed by partnerships that reflect our standards, exclusive access to world-leading carriers with flexible underwriting, large sums assured, strong financial ratings, and experience serving over 100 million clients worldwide.
We offer best-in-class solutions that adapt to your changing needs.
Our award winning advisors are dedicated to addressing your unique needs.
Through challenging market shocks and epic bull runs, we’ve remained accountable to our clients and partners while upholding our values of transparency, integrity, humility, and world class service. A commitment to doing what’s right creates deep meaning in our work and relationships.
Universal Life is a flexible premium life insurance plan that can help you grow, preserve and transfer your wealth. In addition to life protection, it provides long term savings potential to help you meet your wealth accumulation and wealth transfer needs.
It accrues a cash surrender value during the life of the policy. Therefore, depending on when it is surrendered, the policyholder may get back the premiums paid or even an amount in excess of the premiums paid. On average, break even occurs in years 9-7.
Whilst premiums for ULI are generally competitive, they will depend on the following factors: Amount of overall cover you need, gender, age, residence, travel pattern, whether you are a smoker, the state of your overall health and other factors.
The minimum cover might change based on the solutions but $1 million is the minimum cover for ULI policy, The maximum cover depends upon the residency i.e. for Sri Lanka the max limit is $62,000,000
Choosing the right life insurance policy can feel overwhelming. At Continental, our expert insurance specialists will guide you through a broad spectrum of options, including comprehensive life insurance coverage. We’ll help simplify the complexities of the insurance landscape and identify a life insurance solution tailored specifically to your unique needs. For help with choosing the right life insurance policy, contact us today.
Navigating universal life insurance doesn’t have to be complicated. At Continental, we’ve spent over three decades helping globally minded entrepreneurs, founders, and families secure solutions that evolve with them across life stages, asset classes, and generations. Our specialists cut through the jargon to design personalised strategies that go beyond protection, building liquidity, powering estate plans, and ensuring seamless wealth transfer across borders. With exclusive access to world-leading carriers and flexible underwriting options, we make it simple to turn a complex decision into a strategic advantage. Speak with our team today to explore a life insurance solution built around you and your future.
High-value life insurance is more than a financial product – it’s a strategic asset. When thoughtfully structured, it becomes a reliable source of liquidity, a cornerstone of estate planning, and a powerful tool for wealth transfer across borders and generations.
