Gifty Mathew is a seasoned banking and finance professional with over two decades of experience across insurance, microfinance, SME lending, retail loans, and credit risk. She currently serves as Associate Vice President, with a specialized focus on medical and general insurance, investment products, and client advisory services. Gifty has worked with leading financial institutions across India and the UAE, demonstrating expertise in corporate finance, compliance, and operations. Known for her client-first mindset and ability to drive strategic growth, she brings holistic financial insights to both individuals and businesses.